Highmark freedom blue ppo vision coverage

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The plan covers:. A smaller insurance company, Pacific Prime , considers cataract surgery to be medically necessary. The surgery is covered under the inpatient portion of their surgery plan, although cataract surgery is typically an outpatient procedure. They also cover glasses and contact lenses after the surgery, although it may be in addition to your basic health insurance plan. AARP reports that a recent study found that cataract surgery may increase your lifespan by improving your overall health, showing exactly how important this procedure can be.

The Journal of the American Medical Association, Ophthalmology JAMA Ophthalmology published a year study involving 74, women, ages 65 and older, who developed cataracts which required surgery.

In 41, women, there was a 60 percent lower risk of death after the cataracts were removed, although many of them had additional health problems compared to those who did not opt for cataract surgery.

The link, researchers believe, is with overall improved quality of life. Not only are post-surgery individuals able to see better, so they are less likely to suffer a serious accident, they experience reduced stress overall, which improves health in other ways. After cataract surgery, the women were able to exercise more and be more cautious when taking prescription medications. For them, driving and walking became safer. They were less likely to experience falls and other accidents. Since many health insurance companies consider cataract surgery to be medically necessary, you have options for coverage if it becomes necessary for you to undergo this procedure.

However, you may consider adding a vision insurance plan or saving up extra money, if you want something to help you see better than monofocal IOLs can. Still, the surgery itself, along with some devices and checkups, will be covered by many insurance programs around the United States.

The information provided on this page should not be used in place of information provided by a doctor or specialist. To learn more, read our Privacy Policy and Editorial Policy pages. Enter A New Address. Cataract Surgery.

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What Happens When Left Untreated? References What Are Cataracts? January 31, Covered or Noncovered? The Cataract Menu. November 4, Review of Ophthalmology. Cigna Medical Coverage Policy.

February 15, Cataract Removal Surgery. June 5, Vision Care and Services. July 1, Do You Cover Cataract Surgery? Pacific Prime. Cataract Surgery Guide. July Ophthalmic Consultants. October 2, Purchase Your Own Plan. Enroll Through Work. Keep your eyes covered — get VSP during open enrollment. I'm here because I would like to Private Practice Doctors and Retail Locations VSP members receive great care and more value at a Premier Program location, which is part of our incredible network of highly knowledgeable doctors.

All members can see a Premier Program provider, at no extra cost including thousands of private practice doctors and over Visionworks locations nationwide. Learn Your Diabetes Risk Could you or a loved one be at risk? Diabetes impacts your overall health and can affect your vision. Take seconds to find out your risk for type-2 diabetes. Coverage for Every Stage of Life You and your eyes should always come first. Contact Contact Us. Call Member Services. Email Member Services.

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